About Us

We believe​ you deserve more from the mortgage industry.

We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.

We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.

Their story is our story. And that story begins in a home.

Our Staff

Sales Staff

Featured Products

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Cash2Keys

Are you a first-time home buyer? That fact alone might get your best offers ignored by homeowners, but just because you’re starting from scratch doesn’t mean you should give up on your dream home.

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Access Your Home's Equity

As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.

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Temporary Buydown

A temporary mortgage interest rate buydown is a home financing strategy that home buyers can use to temporarily lower their interest rate to make their monthly mortgage payments more affordable.

Tools For You

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Purchase Quiz

There’s no need to guess if now is the right time for you to buy a new home or refinance your current mortgage. Instead, take our simple 60-second quiz.

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Education Center

We understand how stressful the mortgage process can be, so we created an education center filled with information to help you better understand the ins and outs.

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Calculators

If you are considering the idea of buying a home or refinancing your existing one check out our calculators and take the guesswork out of the financials.

Feel Good About Your Home Purchase With Our Purchase Protection Program

Loan Options

Conventional

A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.

Quick Facts

  • Downpayment Required
  • Insurance Required
  • Higher Credit Needed
  • No Residency Restrictions
  • Not Insured

VA Loan

Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.

Quick Facts

  • No Downpayment
  • Insurance Optional
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured

USDA

The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.

Quick Facts

  • No Downpayment
  • Insurance Required
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured

FHA

An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.

Quick Facts

  • Downpayment Required
  • Insurance Required
  • Lower Credit Accepted
  • Primary Residence
  • Government Insured
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